A change?

I have been wondering on one thing which is how did Standard Chartered be able to withstand the financial and economic turmoil. It definitely have without a doubt made me very interested to switch over to them than DBS, sucking all interests and our money, a Singapore Bank that cause Singaporeans a lot of problems during LameMan Brothers(Lehman). So i decided to look through their Annual Reports and Accounts, as I just attained a cert in finance management. hehe.

After looking through i discover that they are stable in the sense that the investment they make is very safe (of course there is risk for some) but they are still churning in money and really taking care of everything. Citibank was having trouble with credit card bad debts because of all the different kind of cards for different levels. But for Standard Chart, they offer platinum above so as making it a promise or a higher believe that those who earns are able to pay. Their basic a/c interest.. is great too..

Should I make a move? I'm 23 for god sake.. No parent signature is available. It's just an a/c.